India, the curse of its elites & the need for administrative reforms
Why does India with high growth not look like the fancy, rosy picture of a prosperous civilisation, but rather like the ugly picture of poorly
It is easy to get in a Chakravhyu than to get out. Hence before getting into a war formation, one need to know as when
Mercenary as a leader
When a nation has “no skin in the game” policy makers whose reward, long term career and personal life are not aligned with India, these
Covid19 Curve : Don’t Crush it, just Ride it!
First wave of policy decisions globally were driven by “flatten the curve” crowd and “extreme infection/death model” makers. However as the time passed, neither the
The Great Indian Tamasha
Imagine for a moment that you just got lucky. You have won some contest to own/manage a house. This house is not yours forever but
Covid19 & Economy
While there is much noise and lot of mathematical modelling on spread and damage by Covid19, there is hardly any crystal gazing when it comes
Covid19 & Laws of Mathematics / limitations of modelling
What if Naseem Taleb and all experts of gloom & doom turn out to Malthus of our time? While Taleb is a super genius guy,
Income inequality is caused by low food prices and high real estate costs. Paradoxically, this anomaly of keeping food inflation low is supported by economists and enforced by
India – The whataboutery nation
It is an age of whataboutery! Almost every week, some trend start on Internet about violence on muslims. Then there are equal story about violence netted
Indian Economy 2019 Crisis : The Crisis of Consumption
Indian Economic Crisis 2019 With GDP hitting 5%, there is mushrooming of experts with views as why economy has slowed down. Interestingly majority of them
Liquidity and Businesses
Liquidity is like blood, sudden loss of it can kill an otherwise healthy company/body Companies die due to liquidity issues not because of business model
PSUs and theory of Trust
A nation which doesn’t trust its people, will have its own enterprise while a nation which believes in its people will invest in them. That
India, The land of experts and committees
Indians love committees. And more so Governments and politicians. Whatever the situations or crisis, a group of people at many level are huddled together to
Capital & Labour
There is capital and there is labor. Both fight for primacy of each other And where Capital is expensive, labor becomes cheap, and where capital
War & Peace and personal positions in the time of Social Media
You are either a Warmongers or Peaceniks – unfortunately both positions are wrong
India is run by an experienced professional setup so leave their job on them and focus on yours. Support nation and keep opinions low
Still if you have strong views, do something which costs
Ideologies always cost, and if your opinions don’t cost, you are an opportunist not an ideologue.
Tale of Interest rate, debt and Equity : Three Countries
1. The country used high-interest rates to lure international capital (debt). High capital created growth which created high inflation. High inflation devalued currency thus making debt expensive. This led to a balance of payment crisis which in turn killed the economy. Turkey
Being Counter Intuitive & Running Democratic Govts!
Majority of decisions in life and business which leads to survival / 10x growth are counter-intuitive. However Democratic Govt by nature of it, follow popular advice which is intuitive/common sense. So are democratic Govt designed to fail?
Dawn of digtial: The end of Nation State, advent of Corporate State Part I – Mind
One fine morning In India, millions of Android phone users (Google Mobile operating system), discovered a strange phone number in their address book which they
Of RBI, Real Estate, SME Rate Cuts, and case of Missing economic Recovery
As per the latest report by RBI, housing inflation is moderating, or to speak in normal English, housing prices grew by 5.2% in Jan to
Rate Cut, Inflation and the Curious Case of CPI Index
Dr Raghuram Rajan finally chose not to renew his term with RBI. The news of his departure has re-ignited the debate on interest rates, inflation
Epilogue: Massive Earth Summit 2018
Summits are generally yada yada affairs with an opportunity to escape the routine and meet fellow industry people. There are always more people outside chatting
Intuition vs Counter Intuition
Every disruption is driven not by intuition but counter-intuitive learnings of the founder.
Massive Earth Summit 2018
Announcing Massive Earth Summit 2018: Cultivating Pollution as a resource mindsetBlock your dates – 6th June, New DelhiRegister at https://www.massivesummit.org
Farmers poor income: Who is responsible- RBI/Gov/Middle-men? Fallacies or Puzzles?
Farmers as usual for last 70 years, are in limelight and slogans have changed (Jai Jawan, Jai Kisan to Double income mandate), but focus and
Goodbye (regular) Venture Capital, Hello Massive!
I have spent almost two decades in Startups / Investments and believe strongly that venture capital is probably the best option as a career. And
Why can’t India fix its air or clean Cities!
1. Delhi Air is bad. well not bad, it is at Gas chamber level. 2. Long exposure can kill and present level of pollution is
Startup Exits: An Investor’s Perspective
Startups Exit is one of the paramount issues in the VC community in India and also at the same time often overlooked or misunderstood by
Swachh Bharat, Delhi Air Pollution, Why Govt fails big time?
It is again that time of the year in Delhi. Monsoon is over, Winter (thanks to changing climate) is yet to come, but the air
Maximizing stakeholder value has been the worst driver of destruction all around us.
Job less Growth & Booming Share markets
Are businessmen turning investors? No longer mid-size /SME entrepreneurs investing in their own growth/plant expansion etc. However same capital is finding its way to investments
Tale of GST and why it has to be complex
IF GST becomes simple i.e. no multiple rates, no rates within the industry, it will lead to simplification of business. Ease of business will jump,
Why USA (Trump) Leaving Paris Climate accord is good news for Environment
There is a sense of betrayal and shock among the Global community. President Trump true to expectations has pushed earth to the brink of doom
Of Politicians, Bureaucrats and 52 ministerial knots in Ease of doing Business in India
“Ease of doing business In India” seems to be stuck despite being the focus of present NDA Govt. PM Modi, determined to bring India in
Startup wish list for Budget 2017: Leave us Alone!
Another Budget by NDA govt is in the offing and air is again thick with expectations. Like all years, every industry group is busy preparing
The Indian Sahibs
1/ IndianSahibs: A senior bureaucrat is checking at the airport but hold, it’s not him but his protocol officer and a CISF guard, who is
Demonetization: recession at gate or GDP at 9%
Update 1: 12 Dec 2015 : 1. 34 days have passed since the announcement by PM Modi and as expected almost all of 14 lakh
Diwali Crackers, Pollution and convenient transfer of Guilt
1. Crackers are bad as they cause pollution. The already rotten air of Delhi will be beyond repair if our obsession with bursting crackers continues!
GST and Economic Boost
GST Bill, despite all claims and hopes, is going to be the biggest damp squib in recent times. It will create chaos, confusion, tax terrorism,
GST and the end of hope
“Road to hell is paved with good intentions.” GST – good and service tax, summed as India’s biggest tax reform in the last many years,
Raghuram Rajan Controversy: Why Subramanian Swamy HAS a Point
There is a sense of anger among Indian intellectual class, stunned by the demand made by Dr. Subramanian Swamy for the sacking of Dr. Raghuram
JNU, Rohtak and Crisis of Democracy
India is in rage these days and seems very united against the threats to its unity. Countless messages related to teaching lessons to anyone who
Politics of pollution!
Air is thick in Delhi, literally and figuratively. The winter fog laden with smoke, heavy particulates and dust has not left any scope to think
Theory of Asset Bubbles: Its all about Color of Money! – Part III
Fidelity has marked down value of its investment in snapchat by 25% and there are some other markdowns reported by investors as part of annual/quarterly
Startup Bubble: Case of misplaced Schadenfreude – Part II
The great Startup bubble has burst finally or so the Experts would like us to believe as the evidence (as per them) is mounting day
Anatomy of coming Startup bubble: The missing argument – Part I
From Bay Area to Bangalore, if there is one word which is stirring the fancy of the masses in general and analysts in particular, “Startup
E-Commerce Bubble vs Modern Retail ~ The perspective fallacy
1/6 Future Retail raised close to 6000 Cr ($1.5 bn) to build a business with a top line of $2.5 bn with marginal profit/loss #StartupBubble
Startup Bubble / Debt Crisis
1. If 2001 dot-com bubble was Type I (false positive) error for analysts/columnists etc, 2015 is going to be type II error (false negative) to
Union Budget 2015: Ordinary Ahoy!
First, let me give a disclaimer before I get into the nitty-gritty of budget analysis. Overall, this has been quite a good budget, and in
Startup India, Standup India: The Missing Link
Euphoria is in the air. Startups – the poster boys of these times – have got another fan-base, i.e., the Government of India, cheering for
Age of Porn / Age of Kali
Traveller, foodie, and photographer!!! These powerful three words, or traits, probably capture the personality profile of 90% of millennials / “generation me” navigating the wild-wild-web on
Drama @ Wagah Border
Nothing captures the essence of India like Wagah Border Post daily ceremony. The show, Chaos, Confusion, VIPs, VVIPs, honks, false rhetoric, and oh yes, the
Wish List for Budget: Unleash the Entrepreneurial Spirit
The maiden budget of Narendra Modi Govt. is about to be presented in coming days, and as usual, there is loud chatter and demand around
The Song of an Entrepreneur
Awesome poem by Milton Berle. Captures the mind of an entrepreneur – “I’d rather be a could-be if I cannot be an are; because a
Of Entrepreneurs, Artists and Signals from the WhatsApp Acquisition!!!
19 Billion, the price Facebook paid for WhatsApp acquisition!!! So while the whole world is still grappling with the price points, pattern seekers amongst us
2014 : Economic Crisis at the Gate
The year 2014 onwards, one is bound to see India facing its worst economic crisis, irrespective of the fact whether Mr. Modi becomes PM or
Apple iPhone 5C: Return of the Ordinary
Steve Jobs is gone and is gone forever. Nothing more can reinforce the fact in our subconscious than the release of Apple iPhone 5C by